Does this article from metavante.com say we’re coming to a cashless society?

March 12010

MILWAUKEE, Dec. 26, 2006 – Metavante Corporation today announced it is the first certified and first operational processor supporting reload transactions on a leading international card association’s prepaid card load network. Metavante is the banking and payments technology subsidiary of Marshall & Ilsley Corporation (NYSE: MI).
On Dec. 4, 2006, the card association issued a news release in which it stated the prepaid load network allows consumers to add funds to eligible re-loadable prepaid cards at participating retail locations. According to the announcement, the service has been introduced at more than 1,550 retail locations nationwide including participating Safeway, Carrs, Dominick’s, Genuardi’s, Pak ‘n Save, Pavilions, Randalls, Vons and Tom Thumb stores.

Processing reload transactions allows Metavante to help prepaid card issuers, such as financial institutions, realize the full potential of the checking account alternative that enables electronic payment card transactions for the un- and under-banked population. As Metavante helps make it easier for cardholders to reload eligible prepaid cards at convenient retail locations, a financial institution can benefit from increased card use, promote its brand with un- and under-banked consumers to potentially develop a traditional banking relationship, and gain wallet-share of a consumer otherwise out of reach.

"Without convenient reload, prepaid cards have largely been disposable, which limits their ability to act as a full-service alternative to a checking account and the accompanying payment cards," said Frank D’Angelo, group president, Metavante Payment Solutions. "Marrying expedient reload to prepaid cards creates the opportunity for people without a traditional banking relationship to carry a full-fledged payment card that’s arguably as easy to reload as a checking account."

According to a recent Celent payments industry analyst report: "There are an estimated 14 million un-banked households in the U.S…and [prepaid debit] holds value because it stands to capture segments of the market other electronic payments [credit and debit] could not otherwise touch. This is particularly the case among the un-banked and youth populations that have limited access to such accounts." 1

"Every year card-based payments chip away at the market share of cash and checks and the advent of online shopping and electronic payments has accelerated that trend. By supporting an easier way to reload prepaid cards, Metavante helps open the world of online transactions to consumers such as teens, who often have disposable income to spend," added D’Angelo. "Metavante offers the most comprehensive suite of payment solutions and as evidenced by our support of prepaid reload, we continue to provide and support the newest payment technologies."

About Metavante
Metavante Corporation delivers banking and payments technologies to financial services firms and businesses worldwide. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer healthcare payments, and electronic presentment and payment. Headquartered in Milwaukee, Metavante (www.metavante.com) is wholly owned by Marshall & Ilsley Corporation (NYSE: MI).

1 Celent, "The Future of Consumer Payments," Nov. 2006, Ariana-Michele Moore, Senior Analyst.

It’s certainly a symptom!

Fewer and fewer merchants take checks. Consumers can’t make hotel reservations, take advantage of special internet pricing or internet exclusive products, purchase at the ever growing number of un-manned retail locations (gas stations, etc.), rent a car or sometimes even order food for delivery without a credit/debit card of some sort. COD is almost non-existent.

Prepaid cards offer the ability to do these things as well as many others for demographics who are not able to obtain a credit/debit card. Once this method of payment is fully accepted by this demographic, the need for cash will be greatly lessened. I just don’t think that this will happen anytime soon.

Buy Oil Now, Sell Futures, Profit: Means More Oil Stored at Sea

February 282010

According to Frontline, 25 Oil Tankers Booked to Store Up to 50 Million Barrels; Bloomberg Terminal Shows Locations of Ships Booked to Store Oil

Duration : 0:1:46

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S. Korea, Japan, China, Saudi Arabia, Cuba, Venezuela, Israel. Which have nuke desires/capabilities?

February 272010

The U.S. is the international watchdog for countries wanting and/or amassing nuclear weapons. She also has her own stockpile.
Surely other countries also have superior capabilities wherein they know exactly where OUR nuclear weapons are stored.
Such countries also know about the nuclear capabilities (and stockpiles) of other locations throughout the world.
I believe the capabilities in MANY other countries are far beyond what the U.S. has discovered behind its "nuclear" microscopes, especially since her ‘intelligence’ is so sadly lacking.
South Africa has not attempted to conceal her already up and running enrichment of uranium (for energy purposes of course). Apparently they have been doing this for quite a while.
So..despite the US and its giant capabilities… who else is getting there, is almost there, or is already there when it comes to the nuclear arms race.
(It is apparent that Israel has nuclear weapons.)
(.Cuba.remains quest. despite reports she has none)

Japan has the capability, but not, as yet, the will. North Korea may change their minds.

China has nuclear weapons, as does Israel.

Venezuela is unlikely to want them…they have oil, as does Saudi Arabia.

South Korea has the U.S. and Japan to provide a nuclear deterrent to the NK threat.

NOBODY knows EXACTLY where ALL of the US weapons are, since some of them are in our ballistic missile submarine fleet. Whenever a boomer sets sail, and there are ALWAYS some on patrol, it becomes the third-largest nuclear power on the planet.

Everything Wine: Wine Parings Tips

February 262010

Click here: www.everythingwine.ca

Everything Wine is BC’s largest wine store with locations in North Vancouver and Langford.
Everything Wine is an upscale, service-oriented wine warehouse that focuses on wine discovery in a stylish environment. With over 3,000 domestic and international wines, a Vintages premium room, wine lessons and a tasting bar open everyday from 2pm-6pm, this one-stop shop upholds its name Everything Wine.

Duration : 0:2:16

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truths about Cuba..can anyone clarify?

February 252010

I’m from El Salvador and currently going through vote counting for the current president elections. The communist party seems to be the winner for several locations at this time. My friends joke around saying that if Funes wins, ES will become like Cuba. I’m sure this is not true, but:

Does Cuba allow internet access for individuals?
Do people get a certain amount of food per week?
Do they get in line to get this food?
Are there Mc Donalds and other international franchises?
Are there malls with stores like Gucci, Prada, etc?

I’m sorry for the ignorance… be nice I don’t intend to offend anyone by asking this. :)

yes, but their computers still run on kerosene. viva la telarana mundial!

all the molasses they want

come mr. tallyman ‘n tallymebanana

haven’t you seen the golden roaches?

no, gotcha and pravda

Is it discrimination if a car rental place won’t honor your reservation because you are betw. age 25-30?

February 232010

I made an online reservation with a widely-known car rental agency. When I went to pick up the rental car and requested additional insurance, they refused to honor my reservation. The told me that because I was under 30 and did not carry full insurance on my personal vehicle, they would not allow me to rent anything larger than a compact car. I asked to see this policy in writing because it was not on the website. The said it was a new policy. Later when I contacted higher management, they told me it was not a new policy – having been in effect for 5 years – but only in 7 stores in this particular region in an international chain – and still, nothing in writing to show the consumer. These 7 locations happen to be in an area with working class people, large ethnic minority populations. This practice sounds suspect. Do you think it’s discrimination?

It sounds like discrimination to me, but then what do I know.

They may very well have a policy like the one you discribed, but unless they have it posted in writing somewhere it doesn’t mean a hill of beans. In order of them to have the policy and not enforce it everywhere they would have to state their policy, then indicate that they policy may not apply to all locations. Or, they would have to have a special rider for your region that indicates there are special policies concerning taking reservations.

It is not that difficult to add this information to a website or to a system for taking reservations, even if you are placing your reservations online. A company just has to want to make the change to their system, and they will get it done.

I use to work at a company that setup a website for it’s customers and they made some mistakes along the way, and you would be surprised how quickly the fixed those mistakes.

I makes me laugh every time I come across someone, who tells me something can’t be done or something can’t be changed. The reason they are saying it can’t be done is they either they haven’t talked to the right person or they haven’t tried very hard. Usually, it’s the latter!

I can’t tell you how many times, I have gotten something accomplished that somebody else told me could not be done I just told them to get out of my way and watch me and see how it’s done!

Apple opens new retail stores, more planned

February 222010

Apple will open its newest retail store on West 14th Street in New York’s Meatpacking District today at 6 p.m. Meanwhile, onfirmation of six new stores and official statements indicate that expansion for Apple stores in the coming year will be focused on international locations, including Brazil and Mexico

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Can someone help me with my essay please?? its not hard?

February 212010

Globalization shapes identity through trade, transportation, and media. To the extent that globalization shapes our identity is that we are influenced by people around us, new and old ideas beliefs and that we are and will still continue to be influenced by globalization. Media affects identities globalization as well as trade and transportation. By having all these aspects combined you can truly see the full extent of globalization.
Firstly, trade ties into the shaping of globalization. This is done by international trade. There are many companies in Canada that are owned by United States but the products that are put into the company are made in various locations around the world providing jobs for people who would have not been able to have a job without the factory located where they live. For example, Nike products are sold in many stores and countries but are manufactured in China, Thailand, Indonesia, and Vietnam. This influences the way people in different countries dress affecting the globalization on the areas. National trade also affects the shaping of globalization. People across Canada trade products with other provinces and territories that they may not have in their own. An, example of this is that Albertans trade beef with other provinces which don’t have as large as surplus as Albertans do as well as wheat. This provides people with certain types of food and affect what they cook which is helping globalization.

is it good should i take out anything what about grammar it wouldbe really appreciated thanks. its not done by the way still have more to add to it

Kimmy, I’ve copied your essay below, and will make corrections. Compare your original to the corrected copy to see what sorts of changes were necessary.
*****
Globalization shapes our identity through trade, transportation, and media. Globalization shapes our identity to the extent that we are influenced by people around us, new and old ideas and beliefs, and even the consciously held notion that we are and will continue to be influenced by globalization.

Media is a powerful tool that affects and shapes everything from our buying habits to our self concept. When global patterns of trade and transportation are portrayed through the media, the effect is to solidify and intensify those patterns.

First, trade ties into the shaping of globalization. This is done by international trade. There are many companies in Canada that are owned by the United States, but the products that sold by the company are made in various locations around the world. The fact that the labor is distributed worldwide means that jobs are being provided for people who otherwise would not have been able to have a job without the factory located where they live. For example, Nike products are sold in many stores and countries but are manufactured in China, Thailand, Indonesia, and Vietnam. This influences the way people in different countries dress–an aspect of globalization at work.

National trade also shapes globalization. People across Canada trade with other provinces and territories for goods that they may not have in their own country. For example, Albertans trade beef and wheat with other provinces that don’t have as large a surplus as Albertans do. The food that is available to people for consumption influences what they cook, and so in part is determined by globalization.

***********
Notice that I’ve created four distinct paragraphs for you.

Munkyking – Toy Shop

February 192010

THE LEGEND

Trickster…Warrior…Revolutionary. Sick of living under the yoke of the Jade Emperor, The Monkey King staged a coup against the Kingdom of Heaven using his wits, his cunning and a very big stick. Individuality in the face of conformity is his legacy.

THE TOYS

In his honor we built this temple, filling it with toys that embody his rebellious and creative spirit. Cast from the hearts and minds of independent artists from around the world, these “Designer Toys” or “Art Toys” are part of an ever-growing international phenomenon. In an age where mega-conglomerates churn out mass-produced hunks of cheap plastic, these limited production-run collectibles are revolutionizing the way people think about art and toys.

THE COMPANY

In 2003, Patrick and Chanda Lam opened the first designer toy store in Southern California. From a quaint little shop in Chinatown, Munky King has grown to two locations in Los Angeles. The second on Melrose is a sleek modern store and gallery known for its art shows, artist signings, toy releases, and other special events. Now Munky King produces its own line of designer toys with both established and up-and-coming artists such as Luke Chueh, Thomas Han, The Pizz, Amanda Visell, Nathan Jurevicius, Kii Arens, Dave Pressler, and Yoskay Yamamoto. Look out for many new and exciting projects to come.

Duration : 0:5:39

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Can anyone help me with my essay Editing? Please?

February 192010

Globalization shapes our identity through trade, transportation, and media. Globalization shapes our identity to the extent that we are influenced by people around us, new and old ideas and beliefs, and even the consciously held notion that we are and will continue to be influenced by globalization.

Media is a powerful tool that affects and shapes everything from our buying habits to our self concept. When global patterns of trade and transportation are portrayed through the media, the effect is to solidify and intensify those patterns.

First, trade ties into the shaping of globalization. This is done by international trade. There are many companies in Canada that are owned by the United States, but the products that sold by the company are made in various locations around the world. The fact that the labor is distributed worldwide means that jobs are being provided for people who otherwise would not have been able to have a job without the factory located where they live. For example, Nike products are sold in many stores and countries but are manufactured in China, Thailand, Indonesia, and Vietnam. This influences the way people in different countries dress–an aspect of globalization at work. National trade also shapes globalization. People across Canada trade with other provinces and territories for goods that they may not have in their own country. For example, Albertans trade beef and wheat with other provinces that don’t have as large a surplus as Albertans do. The food that is available to people for consumption influences what they cook, and so in part is determined by globalization. Local trade is also another aspect that ties into the shaping of globalization. Example of local trade is a farmers market, this is where people make products and sell them. Once a week there is a farmers market help and people can go and buy various products from different cultures which affects their globalization and how it shapes them. Therefore trade is one aspect of the shaping of globalization.
Second, transportation helps with the connection of how globalization shapes identities. International transportation also shapes the globalizing world. Products can be shipped overseas on boats and planes to other countries. Trucks also play an important part in transportation on land. Bananas are one example of how this process works. They are shipped to places around the world in containers on planes, boats, and vehicles. This influences how the items are transported while also tying into the food part of globalization. National transportation affects how globalization shapes identities. An example would be the fruits and vegetables from British Columbia that are shipped throughout Canada by trucks. This is done because some places can`t hold the proper climate to grow them. This influences what people in certain areas eat and how often they get that certain type of food. Local transportation also affects globalization. Many people can just take their regular vehicles and sometimes big trucks to local grocery stores or markets and sell their products there. This Influences how and what people eat in their town, meaning that they can get fresh home-grown produce rather than having something that is from a large market. Thus transportation plays a role in the shaping of globalization.
Lastly, the media helps with the shaping of globalization. Magazines are one aspect of this; they influence people by telling them what is popular and what is not. For example, by writing in their magazine that wearing a certain article of clothing will make one fit in with society, many people will go out of their way to dress in that particular style. Television also contributes to aspects of globalization. Cooking shows often demonstrate how to make a variety of foods from around the world; this introduces many people to food dishes that they may never have heard of otherwise. This shows that a simple cooking program can educate people about world cultures. Newspapers connect people and shape globalization. It can help people connect to what is going on in the world. For example, one can learn about wars in Afghanistan and be updated on it daily, which brings the struggles of that nation closer to home. In conclusion, the media helps in making the world seem smaller.

This is the essay and what needis an concluding paragraph which i cant really think of what to write.. so far i have

Globalization in the world can be defined by three aspects; media, transportation and trade. They link together and help the world become closer connected.

thanks..

your essay is good but one sided. many people consider the downsides to globalisation to be cultural imperialism, homogenisation and financial dominance. the wikipedia article will give you references for this.
if you are desperate and stuck for time or sleep here is a suggested ending:
These undoubted benefits must be weighed against the consideration of the real and potential damage to local trade, culture, and the environment by the behemoths of multinationalism today and the rape and eradication of people and materials in the past. Languages, Music, and environments are being eradicated,polluted or invaded by introduced elements, in ways that have mixed blessings. Finally and in conclusion, we must be conscious of the often narrow one sided western media presentation of this process. The medium is the massage and the message.